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Do you think that the deferred payment option would be better for me tax-wise?”“Not really. That choice should be based on how good you are at handling money. However, with the amount you won, that is sort of academic. If you go with the deferred payment option, you will be getting around seventy million a year. For most people, that is far more than they would ever squander in any single year. You would really have to work hard to spend that much money a year for twenty years.“I’d have to get out my calculator to get an accurate number for the cash payment option, but it should be around five hundred and fifty million. Since you are working with Bob on investing it, I would suggest going with the cash payout option.“For the deferred payment option, the Lottery invests all but the first payment in a long-term investment and the dividends the investment will earn is included in that one point four billion dollar figure they publish. For the cash option, Bob can get you a better return. " Oh, they're fine," she said. "I put Billy to bed right after his bottle, and little Terry Junior went to bed at his normal time. Well, almost his normal time. We had to have a little discussion first. That's a pretty advanced little ten-year-old ya got there, Mr. Martin. If ya know what I mean."I had no idea what she meant."So everything else was, um, okay, Laura?" Oh, yeah," she smiled. "I was just sittin' here, like doin' my homework. Oh God, speakin' of homework. Mrs. Martin said you were like a history major. That is just so amazingly weird. 'Cause I got this homework question, and ya know, like, I could go home and get on the 'Net to find out, but then my mother will hear me, and she'll think I'm in one of those lezzie chat rooms again. Oh, it's not like I'm like that, you know, a lezzie, but the girls there are just real nice, ya know? And God, they know so much. Anyway, I didn't know how else to find out, so if I could just ask you, that would be so cool."She looked at me.
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